Cryptoassets are high risk and highly volatile. You could lose all the money you invest. Murray Money Pro provides educational research and model-based signals only. It does not provide personalised investment advice. Past performance is not a guide to future returns.

Cryptoasset Risk

Cryptoassets — including Bitcoin, Ethereum, Solana, and other digital tokens — are speculative, high-risk investments. Their prices can move significantly in very short periods. You should be prepared to lose your entire investment.

Unlike deposits held with a bank or money in a cash ISA, cryptoassets are not covered by the Financial Services Compensation Scheme (FSCS). If a cryptoasset exchange or custodian fails, you may have no recourse to compensation.

Cryptoassets may be subject to market manipulation, fraud, hacking, and technological failure. Regulatory changes in any jurisdiction may also significantly affect the value and legality of cryptoassets.

Not Financial Advice

Murray Money Pro does not provide financial advice, investment advice, or personal recommendations of any kind. All content — including research reports, model signals, market commentary, conviction scores, entry zones, targets, stop-loss levels, and portfolio allocations — is produced strictly for educational and informational purposes.

Nothing you read on this website, in our newsletters, or in our member platform should be relied upon as the basis for any investment decision. You must make your own independent assessment of any investment in the context of your personal circumstances, financial situation, risk tolerance, and investment objectives.

Past Performance

Past model performance, historical signal outcomes, and backtested results are not a reliable indicator of future results. Any performance data or historical statistics presented by Murray Money Pro are provided for illustrative purposes only to explain how the model system is designed to work.

Markets can and do behave differently from historical patterns. A signal system that performed well in one market environment may not perform well in another.

Regulatory Status

Murray Money Pro is not authorised or regulated by the Financial Conduct Authority (FCA) or any equivalent regulatory authority. We do not hold any licence to provide regulated investment advice or any other regulated financial activity.

If you are a UK retail consumer, you should be aware that cryptoasset businesses providing financial promotions to UK consumers must comply with the FCA's cryptoasset financial promotions regime. Before investing, consider consulting an independent financial adviser who is authorised and regulated by the FCA.

Market Volatility

Financial markets — and cryptoassets in particular — can be extremely volatile. Prices can fall rapidly due to:

• Regulatory announcements or government intervention • Security breaches, hacks, or technical failures • Macroeconomic developments (interest rates, inflation, currency moves) • Sentiment shifts and market panic • Liquidity crises or exchange failures • Geopolitical events

The Murray Money Pro signal model is designed to manage risk through stop-loss placement and position sizing rules. However, no system can eliminate market risk entirely. In highly volatile conditions, stop-losses may not execute at the intended price (slippage).

Leverage & Margin Trading

The Murray Money Pro signal model is designed exclusively for spot trading — that is, the direct ownership of the underlying cryptoasset. Using these signals on margin accounts, leveraged products (including leveraged tokens, futures, or perpetual contracts), or CFDs significantly amplifies both potential gains and potential losses.

Using leveraged positions with these signals can result in:

• Total loss of your trading capital • Margin calls requiring additional funds to be deposited immediately • Forced liquidation of your position at a price beyond your intended stop-loss • Losses that exceed your initial deposit (with some derivative products)

Do not apply these signals to leveraged or derivative positions unless you fully understand how margin trading and derivative instruments work, have experience with leveraged products in highly volatile markets, and can afford to lose more than your initial outlay.

If in doubt, only ever trade spot (i.e. buy and hold the actual asset).

Tax

The tax treatment of cryptoasset investments depends on individual circumstances and may be subject to change. Gains on cryptoassets may be subject to Capital Gains Tax in the UK. Murray Money Pro does not provide tax advice. You should seek independent tax advice relevant to your circumstances.

Suitability

Cryptoasset investments may not be suitable for all investors. Before investing, you should honestly assess:

• Whether you can afford to lose the money you plan to invest • Your investment objectives and time horizon • Your experience with volatile, high-risk investments • Whether you have other savings and financial security in place

If you have any doubt about whether cryptoasset investment is appropriate for you, you should seek independent regulated financial advice before proceeding.