Disclaimer

1. Not Financial Advice

All content published by Murray Money Pro — including but not limited to the website, newsletters, research reports, Weekly Pulse, Monthly Edition, member dashboard, signal matrix, model portfolio allocations, guides, and all other written, digital, or audio material — is provided strictly for informational and educational purposes only.

Nothing published by Murray Money Pro constitutes, or should be construed as, financial advice, investment advice, trading advice, or a personal recommendation to buy, sell, or hold any asset, security, cryptoasset, or financial instrument of any kind.

The model signals, conviction scores, entry zones, target levels, and stop-loss levels described in our content are components of an educational framework designed to illustrate how a rules-based signal system operates. They are not instructions to trade.

2. Regulatory Status

Murray Money Pro is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory authority in the United Kingdom, European Union, or any other jurisdiction.

Murray Money Pro does not hold any licence to provide regulated financial advice, discretionary investment management, or any other regulated financial activity as defined under the Financial Services and Markets Act 2000 (FSMA).

If you require regulated financial advice, you should consult an independent financial adviser who is authorised and regulated by the FCA or equivalent authority in your jurisdiction.

3. Investment Risk

All investments carry risk. The value of investments can go down as well as up, and you may receive back less than you invest or lose your entire investment.

Cryptoassets — including but not limited to Bitcoin, Ethereum, Solana, and other digital assets — are highly volatile and speculative. Their value can change dramatically in a very short period of time. Cryptoassets are not covered by the Financial Services Compensation Scheme (FSCS). There is no guarantee of any return on cryptoassets.

Past model performance, historical signal outcomes, backtest results, and historical price data are not a reliable guide to future results. Any performance figures referenced in our content are illustrative only.

4. Data Accuracy

Murray Money Pro makes reasonable efforts to ensure the accuracy of market data, economic calendar dates, on-chain metrics, and other information published in its research. However, market data changes continuously and we cannot guarantee the accuracy, completeness, or timeliness of any information at the point it is read.

All market prices, index levels, and economic data referenced in our publications reflect information available at the time of writing. All figures should be independently verified before any decision is made. We explicitly note publication timestamps and data sources where possible.

Where discrepancies exist between published figures and independently verified market data, the independently verified data should be used.

5. No Personal Recommendation

The signal matrix, model portfolio allocations, position sizing guidance, and all other quantitative or qualitative outputs of the Murray Money Pro system are generalised, illustrative model outputs. They do not take into account your individual financial circumstances, investment objectives, risk tolerance, tax position, or any other personal factors.

A recommendation or course of action that may be suitable for one person may be entirely unsuitable for another. You must assess any information you receive from Murray Money Pro in the context of your own circumstances. We strongly recommend you seek independent regulated financial advice before making any investment decision.

6. UK Cryptoasset Promotions

Communications that constitute cryptoasset financial promotions under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as amended, must be approved by an FCA-authorised person or otherwise fall within an applicable exemption.

Murray Money Pro publishes educational and informational content about cryptoassets. We take reasonable steps to ensure our communications are fair, clear, and not misleading. All content is published strictly as educational material — it does not constitute an invitation or inducement to invest in any asset.

Cryptoasset investments are high risk and may not be appropriate for all investors. If you are a UK retail consumer, you should be aware that cryptoassets are not covered by the Financial Services Compensation Scheme (FSCS) and you could lose all the money you invest. Before making any investment in cryptoassets, please seek independent advice from an independent financial adviser who is authorised and regulated by the FCA.

7. Third-Party Information

Murray Money Pro research may reference third-party data sources including but not limited to CoinGecko, TradingView, Glassnode, the World Gold Council, the US Bureau of Labor Statistics, the Bank of England, and Bloomberg. We reference these sources for information only. We do not represent or warrant the accuracy of third-party data. Reference to any third-party does not constitute endorsement.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Murray Money Pro and its operators, directors, employees, agents, and affiliates accept no liability for any loss or damage — whether direct, indirect, consequential, or otherwise — arising from reliance on any content published by Murray Money Pro, or from any investment or financial decision made based on that content.

By accessing Murray Money Pro content, you acknowledge that you have read, understood, and accepted this disclaimer.