About

The tech, the data, and the method behind Murray Money Pro.

Murray Money Pro is a UK-based research and tools platform for the independent retail investor. We publish a rule-based model portfolio, weekly and monthly institutional-style research, and a set of open-methodology tools for benchmarking your own decisions. We are not regulated financial advisers and nothing on this site is financial advice.

How we approach it

📚
Education
Methodology, frameworks, and write-ups explaining how the model thinks — not a black box.
🛠️
Tools
A model portfolio, sector signal matrix, portfolio tracker, retirement planner, and TradingView indicators.
⚙️
Process
A rule-based 0–6 conviction score. The model is either invested or it isn’t — judgement removed from the decision.
🤝
Community
A members-only Discord, a public newsletter, and direct support from the team.

Built on institutional-grade infrastructure

We didn't roll our own database, our own payment processor, or our own email engine. The platform runs on the same components used by some of the world's largest software businesses — chosen specifically because they are battle-tested, audited, and operationally serious about uptime, security and data protection.

VercelHosting & global edge
Same hosting platform used by The Washington Post, Loom, and Sonos. Push-to-deploy, automatic HTTPS, global CDN, daily backups.
Next.js 16Application framework
Open-source framework built by Vercel. Powers Notion, Hulu, TikTok’s creator portal, and most of Vercel’s own platform.
SupabaseDatabase & authentication
PostgreSQL database, row-level security, and auth — used by Mozilla, GitHub Next, PwC and 1Password. Y Combinator-backed.
StripePayments
The payment platform used by Amazon, Shopify, and the UK Government. We never see or store your card. PCI-DSS Level 1.
ResendTransactional email
Modern email API used by Linear, Raycast, and Bun. DMARC + SPF + DKIM-aligned sending; bounce and abuse tracking.
CloudflareDNS & email routing
DDoS protection and DNS used by Discord, OpenAI, and Shopify. Inbound email is routed via Cloudflare Email Routing.
TradingViewCharts & indicators
The world’s most-used charting platform — 90 million users. Our Pine Script indicators publish straight into your TradingView account.
CoinGeckoCrypto market data
Aggregates 1,000+ exchanges. Quoted by the FT, Bloomberg, Reuters, and the BBC for crypto price reference.
Yahoo FinanceEquities, gold, FX, bonds
One of the most-cited equity data sources on the internet. Provides our S&P 500, NASDAQ, Gold, DXY and bond yields.
alternative.me Fear & GreedMarket sentiment
The Crypto Fear & Greed Index regularly referenced by Coindesk, The Block, and Forbes.

Listed brands are third-party platforms used by Murray Money Pro. No endorsement of Murray Money Pro by any third party is implied.

The method

Every asset we track receives a conviction score from 0 to 6 — the sum of six binary, rule-based model inputs. Each input is either present (1) or absent (0). Above 4/6 the model is invested. Below 4/6 the model is neutral. There is no judgement, no narrative weighting, and no intervention.

The same scoring framework powers the public asset signal matrix, the model portfolio weighting, and the three TradingView indicators (Trend on the daily/weekly chart, Swing on the 4h/daily, Scalp on the 1h/4h). A separate weekly bull gate filters out the majority of low-conviction conditions and switches the model to neutral in bear markets.

The full ruleset is published openly on the Methodology page. We don't hide the model behind a paywall.

About the founder

Murray Money Pro was founded by Keith Murray, a director-level private investor who built the platform after years of frustration with the gap between high-fee fund marketing and the data, tools and rule-based frameworks he actually wanted as a retail participant.

Keith is not an FCA-authorised financial adviser. Murray Money Pro is not authorised or regulated by the Financial Conduct Authority. The platform exists to publish educational research and a transparent model portfolio that subscribers can use as a benchmark for their own, independently-taken decisions. For personal financial advice we recommend speaking with an FCA-regulated adviser.

Get in touch: hello@murraymoneypro.co.uk or open a support ticket.

Our position on conflicts and ethics

Risk warning

Cryptoassets are highly volatile and unregulated. You could lose all the money you invest. Cryptoassets are not covered by the Financial Services Compensation Scheme. Past performance is not a guide to future results. Murray Money Pro is not authorised or regulated by the Financial Conduct Authority. Nothing on this site constitutes financial advice or a personal recommendation. Always take advice from a qualified, FCA-regulated adviser before making investment decisions. Read the full risk warning →